Holding Ethereum but need cash? An Ethereum-backed loan lets you use your ETH as collateral and borrow against its value, so you can access funds without selling and missing out on future upside.
The borrowing process
- Deposit ETH as collateral — it is securely held until you repay.
- Set your loan size and leverage within the platform's loan-to-value limits.
- Get funds instantly in cash or stablecoins, with no credit check.
- Repay on your schedule to release your Ethereum in full.
Why it matters
Borrowing against ETH keeps you in the market — you stay exposed to Ethereum's price while unlocking liquidity now.Borrowing limits and leverage
How much you can borrow depends on your ETH's value and your chosen loan-to-value ratio. Leverage can amplify your position, but it also moves your liquidation price closer to the current market. Ethereum can swing quickly, so a conservative loan size and a healthy collateral buffer are the safest approach.
Avoiding liquidation
- Keep your loan-to-value low so a price dip does not breach the threshold.
- Monitor your position and top up collateral when ETH falls.
- Use leverage deliberately — understand the liquidation price before you commit.
Want the basics first? Read how crypto-backed loans work →
Ready to borrow against your crypto?
Deposit collateral and get instant liquidity — no credit check.
Frequently asked questions
Can I borrow against my Ethereum without selling?
Yes. Deposit ETH as collateral and borrow against its value. You keep ownership and get it back on repayment, retaining your exposure to Ethereum.
How much can I borrow against ETH?
It depends on the value of your Ethereum and the loan-to-value ratio you select. Borrowing conservatively leaves a buffer against volatility.
What triggers liquidation on an Ethereum loan?
If ETH falls far enough that your loan-to-value passes the liquidation threshold, part or all of your collateral may be sold to cover the loan. Adding collateral or repaying early helps avoid this.
Do I need a credit check to borrow against Ethereum?
No. The loan is fully secured by your ETH collateral, so there is no credit check and no impact on your credit score.